FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Experience the Local Banking Difference

130 Years Strong - Fort Mitchell, We’ve Got You

At Guardian Savings Bank, we’re trusted by your neighbors and built for your future. Whether you’re financing your home, saving for big goals, or searching for a new community bank, we make switching easy. 

From checking and savings accounts to direct deposit services and IRAs, bank stability matters. Get rooted with Guardian. 

Give us a Call

Located in Northern Kentucky? 

Check out our Fort Wright, Florence, and Fort Thomas branches.

If you’re tired of banks that don’t stick around, we can help.

The Community Banking Difference

Take advantage of the following services and benefits at your local Guardian branch. 

  • Low-minimum balance requirements
  • Elite checking earns a competitive interest rate with a minimum balance of $2,500. Higher balances earn higher interest rates.
  • Higher-rate CDs than most competitors
  • Online banking
  • Mobile banking
  • Access anytime
  • ATM/Debit cards
Scroll right and left to compare accounts
Minimum balance to open
Minimum required daily balance
Pays interest
(minimum balance may be required)
No Monthly fees
(minimum balance may be required)
Free standard checks
Visa debit/ATM card available
No surcharge at select ATMs nationwide
Free online banking and bill pay
Free mobile bill pay
Unlimited check writing
"Easy Pay" for Guardian mortgage loan payment
Free notary services
(where available)
24/7 automated customer service
Minimum balance required to obtain bonus or earn APY
10% discount on safe deposit box annual fees
50% discount on money orders
Free cashiers checks and money orders
No per item fees
(minimum balance may be required)
Bounce Protection Available
Overdraft Transfer Protection Available
Early Close Out Fee if closed within 90 days
Scroll right and left to compare accounts
Minimum balance to open
Minimum required balance
No quarterly fee
(minimum balance may be required)
Pays interest
Passbook for convenient record-keeping
Free notary services
(where available)
24/7 automated customer service
Interest paid quarterly - Passbook
Interest paid monthly - Statement
Interest paid annually - Passbook
Interest paid annually - Statement
Early Close Out Fee if closed within 90 days
Free online banking and bill pay
Free mobile bill pay
"Easy Pay" for Guardian mortgage loan payment
Free ATM card
Free Direct deposit

Thousands already bank here - join us.

We offer a variety of products and services to help you save for tomorrow, including:

Certificate of Deposit Account

  • Low $500 minimum balance to open
  • Competitive
  • Flexible terms
  • Interest checks or transfers available monthly or quarterly
  • Security of FDIC insurance

IRA Account

  • Transfer existing IRA and/or 401k into a Guardian IRA
  • Offering both Traditional (tax deferred) and Roth IRAs
  • Required minimum distribution can be withdrawn automatically
  • Make deposit anytime to our 18-month variable CDs or savings IRA account

The GSB Switch Kit: A Seamless Transition

Feeling overwhelmed by the bank switch process? We’re here to help!

Skip the confusion with our Guardian Savings Switch Kit, designed to guide you each step of the way.

We will:

  • Help you easily transfer your direct deposits.
  • Assist you in setting up your Bill Pay information and standard payments. 
  • Facilitate alerts to institutions that deposit and withdraw funds from your account. 
  • Guide you through changes to social security payments and other government benefits. 

Banking with Guardian, is personal, reliable, and easy. 

Call us to get switched!

Ready to Open an Account?

Visit, call or email your local branch to learn more.
FIND A LOCAL BRANCH

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Lost or stolen card?

Need help now? Call 24/7, or if you're on a mobile phone, simply click a button below.
ATM / Debit: 800-236-2442 Credit: 800-444-6938

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