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Education Center

At Guardian Savings Bank, we know that managing your money does not have to be difficult. Our resources provide you with information about money, banking, loans and more! Read the posts below.

My Mortgage Payment Went Up. What Happened?

Homebuying 101
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10.25.2026
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Kris Kleehamer

Few things generate more questions from homeowners than receiving a notice that their mortgage payment is increasing. For many borrowers, the first reaction is confusion. After all, if you have a fixed-rate mortgage, shouldn’t your payment stay the same? The answer is: sometimes yes, and […]

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Pay Off Your Mortgage Early: Which Strategy Saves the Most Money?

Financial Freedom, Homebuying 101
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08.01.2026
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Kris Kleehamer

Many homeowners have heard the advice: “Make bi-weekly mortgage payments and you’ll pay […]

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Escrow Explained: What It Is, How It Works and Why It Matters

Homebuying 101
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07.15.2026
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Kris Kleehamer

When you look at your mortgage statement, you’ll typically see more than just your loan payment. T […]

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Your Mortgage Prequalification Checklist

Homebuying 101
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06.24.2026
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Sean Bunevich

Buying a home involves more than just finding the right property. It starts with getting financially […]

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Mortgage Rate Lock Explained: When Is the Right Time to Lock In?

Homebuying 101
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09.15.2025
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Sean Bunevich

If you’re buying a home or refinancing, one of the most important decisions you may face is when t […]

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