A Community Bank for All Your Personal Banking Needs
Better Service. Better Lending. Better Banking
Financing your home with us is smart. So is taking advantage of our personal banking services. We offer 12 full-service banking offices in Ohio, Northern Kentucky, and Lexington and can help you manage your money and save for the future.
Whether you’re looking for a checking account, savings account, direct deposit service, or IRA, we have the personalized solutions for you.
Our experienced representatives will help you understand all of our personal banking services.
Community Banking Benefits
Here are just a few of the benefits that our customers enjoy. Visit a branch in your community to take advantage of the following services and benefits of being a Guardian customer.
- Low-minimum balance requirements
- Elite checking earns a competitive interest rate with a minimum balance of $2,500. Higher balances earn higher interest rates.
- Higher-rate CDs than most competitors
- Online banking
- Mobile banking
- Anytime Access
- ATM / Debit cards
- Credit cards
(within 24 months of opening - or cancelling "Easy Pay")
Other Savings Accounts
Certificate of Deposit Account
- Low $500 minimum balance to open
- Flexible terms
- Interest checks or transfers available monthly or quarterly
- Security of FDIC insurance
- Transfer existing IRA and/or 401k into a Guardian IRA
- Offering both Traditional (tax deferred) and Roth IRAs
- Required minimum distribution can be withdrawn automatically
- Make deposit anytime to our 18-month variable CDs or savings IRA account