Blanket Loans

Blanket loans give you the option to finance multiple properties with a single loan, closing, and payment. At Guardian Savings Bank, we offer a few blanket loan options to choose from.

Basic Blanket Loan

With a basic blanket loan, you can use the equity in your current home for the down payment on a new home, removing any contingent offers and consolidating the payments for both homes. This loan also gives you the flexibility to move into a new home before selling your old home.

Blanket Loans for Investors

Our investor blanket loan option allows you to combine property values and leverage your equity whether for a cash-out refinance or to expand your portfolio.

Blanket Construction Loan

Our blanket construction loan takes the stress out of building a new home. This option gives you the freedom to build your dream home while staying in your current home with only one payment to worry about.

With interest-only choices and the capacity to transfer equity effortlessly between properties, blanket loans do away with contingent purchase contracts, streamlining your family’s move.